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Social Security Benefits – Women

Chart 7b. Percent distribution of women aged 62–64 currently receiving Social Security benefits, by type of benefit, in December 1984, 1994, and 2004
Percent distribution of women aged 62-64 currently receiving Social Security benefits, by type of benefit, in December 1984, 1994, and 2004—the percentage of beneficiary women with retired worker benefits sharply increased from 48 percent in 1984 to 56 percent in 2004 and the percentage with disabled worker benefits doubled to 16 percent.  The percentage of beneficiary women with wife benefits decreased by about half and the percentage with widow benefits decreased by about a third.

Source: Annual Statistical Supplement to the Social Security Bulletin 1986, 1995, and 2005.

  • Over the past two decades, the percentage of current beneficiary women with earned worker benefits increased. Current beneficiary women with retired worker benefits increased from 48 percent in 1984 to 56 percent in 2004, while those with disabled worker benefits doubled from 8 percent to 16 percent.
  • Between 1984 and 2004, the percentage of current beneficiary women receiving spouse benefits decreased from 23 percent to 12 percent, while those receiving survivor benefits decreased from 21 percent to 16 percent.
  • More than 60 percent of women aged 62–64 collected some type of Social Security benefit in both 1994 (64 percent) and 2004 (63 percent) (Unpublished analyses of data from the Survey of Income and Program Participation).

Chart 7c. Average monthly retired worker benefits for people aged 62–64 currently receiving Social Security benefits, in 2004 dollars, by sex, in December 1984, 1994, and 2004
Average monthly retired worker benefits for people aged 62-64 currently receiving Social Security benefits, in 2004 dollars, by sex, in December 1984, 1994, and 2004—the average monthly Social Security benefit in 2004 dollars increased about $200 for men and about $160 for women between 1984 and 2004.

Note: Data for 1984 and 1994 have been inflation adjusted to 2004 dollars.

Source: Annual Statistical Supplement to the Social Security Bulletin 1986, 1995, and 2005.

  • Over the past two decades, the average retired worker benefit increased for both men and women aged 62–64 from $853 to $1,053 (in 2004 dollars) for men and from $555 to $720 for women.
  • The gap between current beneficiary men and women’s average retired worker benefits (at ages 62–64) decreased slightly between 1984 and 2004 from 54 percent to 46 percent.
  • The gap between current beneficiary men and women’s average retired worker benefits (at ages 62–64) decreased slightly between 1984 and 2004 from 54 percent to 46 percent.

Last Modified: 12/31/1600 7:00:00 PM