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A Profile of Older Americans: 2012

Health Insurance Coverage

In 2011, almost all (93%) non-institutionalized persons 65+ were covered by Medicare. Medicare covers mostly acute care services and requires beneficiaries to pay part of the cost, leaving about half of health spending to be covered by other sources. About 58% had some type of private health insurance. Over 9% had military-based health insurance and 9% of the non-institutionalized elderly were covered by Medicaid (Figure 8). Less than 2% did not have coverage of some kind. About 86% of non-institutionalized Medicare beneficiaries in 2009 had some type of supplementary coverage. Among Medicare beneficiaries residing in nursing homes, almost half (49%) were covered by Medicaid.

Figure 8:
Figure 8 shows the percent of older persons with various types of health insurance.  98% have some type of coverage - note figures are overlapping.  93% have Medicare; 9% have Medicaid.  58% have some type of private insurance as well.

Note: Figure 8 data are for the non-institutionalized elderly. A person can be represented in more than one category.

(Based on online data from the Centers for Medicare and Medicaid Services’ Medicare Current Beneficiary Survey. The U.S. Census Bureau’s "Income, Poverty, and Health Insurance Coverage in the United States: 2011," P60 243, issued September, 2012.)

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