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Administration on Aging (AoA)

Health Insurance Coverage

In 2012, almost all (93%) non-institutionalized persons 65+ were covered by Medicare. Medicare covers mostly acute care services and requires beneficiaries to pay part of the cost, leaving about half of health spending to be covered by other sources. About 56% had some type of private health insurance. Almost 9% had military-based health insurance and 8% of the non-institutionalized elderly were covered by Medicaid (Figure 8). Less than 2% did not have coverage of some kind. About 86% of non-institutionalized Medicare beneficiaries in 2009 had some type of supplementary coverage. Among Medicare beneficiaries residing in nursing homes in 2010, almost half (49%) were covered by Medicaid.

Figure 8 shows the percent of older persons by various types of health insurance.  99% have some type of coverage - note figures are overlapping.  93% have Medicare; 8% have Medicaid.  56% have some type of private insurance as well.

Note: Figure 8 data are for the non-institutionalized elderly. A person can be represented in more than one category.

Source: U.S. Census Bureau, Current Population Survey, Annual Social and Economic Supplement.

Sources: Centers for Medicare and Medicaid Services, Medicare Current Beneficiary Survey. U.S. Census Bureau, Current Population Survey, Annual Social and Economic Supplement; and "Income, Poverty, and Health Insurance Coverage in the United States: 2012," P60 245, issued September, 2013.

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Last Modified: 8/25/2014